If HOPE is time, then how long we need to hold our investments ?

I heard a gentleman throwing lot of ideas on the subject of "Hope" in life. I was then seriously looking at the dimension of HOPE with regard to investments.

In life, there are areas where we have total control & areas where we have no or little control.

Someone buys a real estate property in a remote location. Mobilising funds to buy and doing the needful to own the property is under his/her control. But generating return out of the investment made is certainly beyond his/ her control. The individual just is on a HOPE….. that it will appreciate in value over time.

I buy a stock, upon thorough analysis. Funds, adequate information, at what price to buy all these things are in my control. But I cling to the rope of HOPE…… when it comes to the return aspect. Hoping that xyz company will deliver solid returns.

I buy a mutual fund. I can choose the brand, texture of the fund and things like that. But I keep HOPE….. on the fund manager to make me happy.

I board an investment vehicle, hoping that it will beat inflation and still give me a decent value for money. HOPE again !

If that is the case, is HOPE time ?Looks like ! But HOPE till when ?

On Investments HOPE is something tricky. Some people invest and keep waiting hoping for better and better returns. This is disgusting. Isn’t it ? Have a clear goal, invest for reaching that goal & be clear on the rate of return. Once we get the desired appreciation do not HOPE for greater returns. Instead protect the appreciation and reach your goal.

Tags: financial management, hope, investment, funds, real estate, india, ganesh, syed, nazir, razik, stock, planning

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All roads lead to Blog Camp 2006 at Chennai

Last night on an online discussion just me and kiruba were discussing on the future plans for Blog Camp and we fell into the rut of how things were easy for us because we had the venue as chennai and slowly the comfort feel started creeping in to the extent that we decided lets leave it to the crowd and see if anyone else comes with better suggestions and bigger team from other cities to pursue this initiative in 2007.

For today we found the following as very advantageous because the venue is chennai…

1. The Blog camp admin team is more than 60 + bloggers strong and 80% of that committed crowd is based at chennai. Getting that kind of synergy to help organize an event of this magnitude was easy.

2. Most of the sponsor companies have vested interest on the Target population (yuppie IT crowd) and chennai happens to be one of the happening IT capital in india.

3. We had some gracious support from the press like New indian express, CNN-IBN, Deccan Chronicle, Enewss and we had some good connections and access to them from our own circles. Without the makings of the press we wouldnt have got this visibility.

4. Accessibility : Since the event falls in sync with Connect 2006 we expect a lot of footfalls in the event and at the same time its totally a event done by a group of individuals who have taken to blogging as passion but getting the same kind of space as to a governement sponsored event is also a major plus.

There are a multitude of other reasons why chennai is the happening place in the world of technology.

But for now things are toning down and we look forward to the great event itself.

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Attractive IPO’s on the offering

Today in the primary market there are two attractive scrips on the offer Action Construction and Atlanta Limited. Both are in the realty and construction segment. In my earlier posts you will find my emphasis on the booming realty sector. As long as Indian economy is chugging ahead at 8+% GDP we can expect FDI in all prime sector to fuel growth of a gamut of industries which translates as spurred growth in real estate and contructions. Coming to analyse both the scrips individually. Atlanta is the company behind building Nagpur, Kondhali four-lane Build Operate Transfer (BOT) project. The plans also include  executing construction of runways and roads.The bidding price starts at 130 on lower band until 150. Fair valuation compared to peers in the same industry. The second scrip is Action Construction principally suppliers of high tower cranes and mobile cranes for construction their client list include reliance, Neyveli lignite, ACC, India railway, KEC, Bhel so on.. Niche segment, high cost of entry for competitors, and the bullish market. Listing 110 – 130 on the higher band. Both have fairly strong fundamentals and are in the booming industry with long term clients and this IPO objective is basically to enhance their current positions in respective areas so stand a good chance in the market.

Tags: Atlanta, ACE, Action Construction  

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Is the Realty sector waiting for a Price correction ? June 19, 2006

For the Last 14 months the Indian realty sector has been facing a very bullish trend. With over inflated prices driven by rising trendsin "Offshoring Business of BPO" real estate has undergone a trementdous growth and we see that it has become a dream for the commoner. Signs of such growth are available all across the three satellite cities in IT in the south. Chennai, Hyderabad and bangalore are growing into the neighbouring towns with extensive plans and lucrative commercial projects.

Take Chennai for instance we see growth till Mamanddur, Chengalpet in the southern end which was infact 78 kms from chennai city. On the bangalore highway we fine that the growth has extended upto Sri perumbudur with giants like Nokia, Hyundai, and St Gobain setting extensive units.

But today with the Stock market collapse many experts feel that this will impinge the Realty market in a major way. Reports from the exclusive interview of a top official in a Top MNC bank also confirm the same. Do all these report bring real hop to the individual investor who dreams of a home ? Only time will tell…Nostradamus ! are you there?